Summary Rankings: Investments

 

"I tell people that investing should be dull. It shouldn't be exciting. Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas."   -- Paul Samuelson, Nobel Prize winning economist


Best Buy

Gold

Silver

Bronze

-- (ranking criteria)      

Best Bank Deposit Rates

-- (high returns, low balance)

5 Money Market Funds

4 Current-linked accounts

Maybank

(CPF only)

Best Unit trusts and ILPs

-- (low costs)

STI-ETF

CPF Special Account

CPF Ordinary Account

Best ILPs – Single Premium -- (low costs)

NTUC Income

GE Life

Prudential

 

Best Takaful & Halal Funds

-- (low costs)

NTUC Income

HSBC

DBS

 

Important Information

1) For the category "Best unit trusts and ILPs", STI-ETF ranked first followed by the CPF special and CPF ordinary accounts. 

2) It is because of their low expenses (zero) and low risk (also zero), that CPF account returns exceeded that of funds on a risk- adjusted basis -- (i.e. when taking into consideration the higher risks of funds.)  To see the calculations, click here .

 

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